First, how much do you expect to spend?
How Does This Work?
We try to keep it all very simple. It is easy to get an offer for the money that you need, even if you have less than perfect credit. We can do that because, we are not lenders. This is a good thing for you because instead, we get you access to a group of internet lenders. More lenders equals more chances to get an approval for buy now pay later financing.
Here is how it all works.
1) Fill Out Your Quote Form
First, you need to fill out the short quote form. Just click on the link at the top of the page. Enter in how much you want to borrow and then some simple details about yourself.
2) Submit Your Information
Make sure that your information is correct and submit the form to the internet lending group. Don’t worry, the form is secure for your protection.
3) Wait For An Answer
Now, simply wait for your decision which will occur very quickly. Most decisions come in a matter of minutes.
4) Make Your Decision
If approved, you will be taken to the website of the individual lender making an offer so that you can review the terms. If you like the offer, accept it. If not, simply turn it down. It is that simple.
Frequently Asked Loan Questions
So, you think that you might want a loan to finance your outdoor or sports equipment but you have questions. No problem, we are here to help. Here are a few of the most common questions we hear about buy now pay later financing.
- Are you a direct lender?
No, FinanceYourGear.com is not a direct lender. We instead get you access to a large group of internet lenders. This is a good thing for you because with more lenders, there are more chances to get an approval, even with bad credit.
- What will my interest rate be?
Since we are not direct lenders, we can not quote you an interest rate. We do not approve loans, we do not set rates and we are not a loan broker. The rate that you get will depend on the lender that makes you an offer and your qualifications. Be sure to understand your rate and the cost of the loan before agreeing to it.
- Can I get financing on outdoor gear with bad credit?
Yes, many of our lenders are used to working with those with bad credit. As we are not lenders, we can not guarantee that you will get approved, but it is free to get a quote.
- Will I receive multiple offers?
No, if approved, you will only receive one offer from a lender. This will usually be the lender that is the highest bidder.
- How much money will I qualify for?
This is something that we can not offer because we are not direct lenders. The amount that you qualify for will depend on your qualifications and your lender.
- How will I get my money?
In most cases, if approved, you will receive your money in your checking account. This will allow you to buy your sports equipment or outdoor toys as a cash buyer. Shop for the best price and buy exactly the gear that you want.
What Gear Can You Finance?
You name it and you can finance it. All that you have to do is get approved for buy now pay later financing and you can spend the money on whatever you like. Here are some categories of gear that you might be interested in.
- Appliances – If an appliance goes down, you need to replace it quickly and an online loan can help you do just that.
- ATV – The All Terrain Vehicle is perhaps one of the ultimate pieces of guy gear. We can help you get cash financing for one.
- Auto Parts – Sometimes you need auto parts and sometimes you want them. In any case, financing can really help.
- Backyard Gear – Grills, smokers, patio furniture and all of the other things that bring us joy and relaxation.
- Boats – There is nothing like getting out on the water in your own craft. If that is your goal, we can help make it happen with used or new boat financing.
- Camping Gear – Sure you can pick up a cheap tent at Walmart for fifty bucks, but if you want good gear, it is going to cost you. We can help with that.
- Cash Loan Financing – Your loan can be used to purchase anything that you like. Even those gear purchases that do not fit into a specific category.
- Clothing – Let’s not forget about the gear on your back. Creating a wardrobe is expensive, and a loan can certainly help.
- Department Store Credit – Who says that you have to settle for a store card?
- Dirt Bikes – What represents guy stuff better than dirt bikes?
- Electronics – Need some new electronics? Get financing for a new smart watch, television, stereo, etc.
- Exercise Equipment – Stay in shape with all of the latest gym gear and exercise equipment.
- Fishing Gear – Anything from fishing poles to depth finders can be financed. Even better, you can shop for it with cash.
- Furniture – Use your loan to buy anything from a bedroom set to an outdoor dining group.
- Guy Stuff – This is the kind of stuff that is just cool to have. Electronics and cool guy toys like drones and other great guy stuff.
- Home Improvements – Even with bad credit, home repairs need to be made.
- Home Office – Get a loan to purchase your home office furniture and/or equipment.
- Hunting Gear – Anything from fishing supplies to deer blinds and everything in between. If you need hunting gear, why not get a cash loan to help you pay for it.
- Lawn Gear – Are you in need of commercial lawn equipment or just something for your residential yard. In either case, we can help you out.
- Medical Loans – Being a cash loan, you can use your money for more than just gear. Pay for your medical and dental expenses as well.
- Motorcycle Financing – If your dream is the open road, motorcycle financing can help you realize it.
- Musical Instruments – Guitars, drum sets and much more. If you want good equipment, you need to spend good money. An online loan can help with that.
- Sporting Goods – No not baseballs and soccer balls, more like the high end gear. A sporting goods loan could help you afford a nice kayak or perhaps a high end mountain bike.
- Tools & Machinery – Whether you need tools for work or recreation, you can get tool financing right here.
- Truck Parts – Bumpers, lift kits, winches and more.
- Trailers – Whether you need an enclosed trailer, a utility trailer or a trailer to move your horses, we may be able to help you get financing.
- Vacations – Life is more about gear, what about the great memories from a once in a lifetime family vacation? Financing can make your dream a reality.
When you get a loan from one of our lenders, you are getting a cash loan not just sporting good financing. That means that you can use the money for whatever you like. Buy an ATV, fishing gear, a kayak or any combination of things. It is your money to do with as you please.