Fishing Gear Financing With Bad Credit

Fishing gear can get expensive, especially if you are starting out from scratch. Even just a half decent rod can cost several hundreds of dollars, which is why so many people turn to financing their fishing gear. We can help with this, even if you have bad credit. Take a minute and get a loan offer for the money that you need to get out on the water.


A man who got financing for fishing gear.

Financing Fishing Supplies

There are a lot of reasons to finance fishing supplies.

The biggest reason is that all the gear that you need can easily cost thousands of dollars. This is especially true if you are just starting out or if you are trying to buy gear for an entire family.

Another reason to finance is that it allows you to buy quality gear. Sure, you could buy cheap gear but you get what you pay for. Cheap fishing gear will often break down at the worst of times, ruining your day.

A quality rod and reel combo alone can easily set you back 500 dollars or more. After that, you need tackle, a good fishing vest and related gear. If you are buying for multiple people, you can be in the thousands very quickly. Not everyone has that kind of money lying around which is where financing comes in.

Getting Your Loan Quote

To get an offer for fishing gear financing, the first step is to fill out the form located at the top of the page. It only asks for some very basic information, so it should not take long, most people can complete it in just a few minutes.

Once you complete your form, give it a once over for accuracy, agree to the terms of service and submit it to the lending group.

We ourselves are not lenders. Instead, we get you access to a large group of online lenders. More lenders means more chances of getting an approval. One of the lenders may be able to make you an offer, even if you have bad credit.

If approved for a loan to buy fishing gear, you will be directed to the website of the single lender making the offer. If you like the loan, you can accept the offer and your lender will get you the money just as soon as possible. If you do not like the loan, simply turn it down and walk away.

Buying Your Fishing Gear

If you decided to accept a loan, your lender will deposit cash directly into your bank account. This gives you all of the advantages of being a cash buyer.

Since you have cash to spend, the biggest benefit is that you can shop at any store that you like. With in store financing, you are stuck buying from one location. That means that you would not only be stuck with what they have in stock but also what they want to charge. As a cash buyer, you are not restricted in such a way.

Another benefit to being a cash buyer is that you can buy whatever you like. Use the money for fishing gear, to purchase a kayak or even for hunting supplies. The money is yours to do with as you like.

Alternatives To Financing

Financing fishing gear is a good option for some, but it is not for everyone. There are some conditions where it might not be for you. This might be because you can not afford a loan or perhaps because the terms of the loan were not favorable.

If you have decided to pass on financing, here are some possible alternatives.

Buy Used Fishing Gear

New is great, but you can often find some very reasonable gear on the used market. Look to places like Craigslist or Facebook Marketplace. The best time of year to look for used gear is at the end of the Summer when most people stop fishing for the season.

When selecting gear, know what you are looking for and make sure that you can spot a good deal. Do research on new prices so that you can spot a deal and so that you do not end up paying more than you need to.

In addition, you should thoroughly test your gear. Rods, for example, should be cast so that you can check for smooth operation.

Rent Fishing Gear

If you need gear for a vacation, another option might be to simply rent it. Many destinations will have gear that they can rent out very inexpensively.

Fishing a state park? Many will have fishing gear that they can loan you for free. It might be a little worn, but free is always a wonderful option.