Need a new gun safe? We can help you with a fast and free loan quote for financing. Whether you have good or bad credit, we may be able to extend you an offer. Just enter in how much you plan to spend and get your offer.
Financing For Gun Safes
With gun safes often costing several thousand dollars, it is easy to see why so many people turn to financing. We can help with this and if approved, you can shop for your gun safe as a cash buyer. Here is how it all works.
Getting Your Offer
First, you need to get your loan offer. Head back up to the top of the page and enter in how much you expect to spend. Then, enter a bit of information about yourself and your income. Finish off the form by entering in your bank information. This is needed because if you accept a loan, a lender will send you cash. More on that later.
Once you complete the form, it will go off to the lender group for approval. We ourselves are not lenders but instead get you access to a larger group of lenders. This is important if you have bad credit because more lenders means a better chance for approval.
If approved, a single lender will make you an offer and you will be taken to their website where you can see the terms of your gun safe financing offer. Make sure that you read the offer thoroughly and that you understand all of the details. If in doubt, ask the lender making you an offer for clarification.
Should the loan offer look good to you, just accept it online and you can have money for your gun safe in your account as soon as the next business day. Don’t like it? Just turn it down, no problem.
Buying Your Gun Safe
If you decided to accept your offer, the single lender that made you the offer will deposit money directly into your bank account. That effectively makes you a cash offer.
Being a cash buyer comes with many advantages.
The biggest advantage is that you can shop wherever you like to get the exact model you are looking for. Your are not bound by the limited inventory of a single dealer.
Another benefit is that you can shop around for the best price. Even look at used safes if you like.
Finally, you can use any extra money as you see fit. Your lender will be making you a cash loan which means that you can use it as you see fit. Buy a new deer blind if you like.
Paying Your Loan
Before you accept your offer for financing, consider whether you can afford the loan. This is especially true if you are getting a loan with bad credit as the terms might not be so nice.
Fit the payment into your budget and make sure that you have enough room to comfortably make the payment. If not, make some extra room by cutting some other expenses or adding some additional income.
Also, if your loan has automatic payments, be sure that you know when they will be so that you can be sure that you have enough money in your account.
Choosing A Gun Safe
Once you have your money and are ready to buy, you have a big decision to make, the model of gun safe. Choosing the right gun safe means that you will have to make a few decisions. Here are some things to think about.
Let’s face it, you are probably never going to say that you wish you had bought a smaller gun safe. When in doubt, go for a bigger size to accommodate more guns in the future.
Also, keep in mind that safe capacity is for a a standard weapon. Rifles with scopes and/or extended magazines will take up more room.
Choose a safe with a high resistance to fire to protect not only your guns but other valuables. Safes are rated at how long they can withstand a set heat for a set period. The higher ammount spent on a better rating is well worth it.
You will be placing more than just guns in your safe in most cases. Get one that has the flexibility of a modular design. A well designed safe will let you hold more by maximizing the available storage space.