Need bass boa financing but have bad credit or no credit? We may be able to help you get an offer. If approved, your lender will deposit funds directly into your account. This will allow you to shop any dealer as a cash buyer. First, how much do you expect to spend?

Fishing in a bass boat purchased with financing.

Get Your Boat Financing

We make getting an offer easy, whether you need new boat financing or used boat financing. We can do this because we are not lenders. Instead, we get you access to a large group of lenders online. More lenders means more chances of getting a yes, even with no credit or bad credit. Here is how it works.

First, fill in the form above. Try to estimate how much you expect to spend first. You likely already have an idea of what kind of money you need for bass boat financing from browsing online or in person. Next enter some basic information about yourself and your income. Wrap it up with the bank information because this is where your lender will send funds.

Once you complete your form, give it a quick accuracy check and then submit it. If approved, one lender will make you an offer for the money that you need. You will be sent to their website where you can review the offer and make your decision. Make sure that you take the time to read over every detail so that you know what you would be getting into.

If you agree with everything, you can accept your loan and your lender will fund it ASAP. This can happen as soon as the very next business day.

Buying Your Boat

If you decided t accept a loan, now you get the fun part, buying that bass boat. Hopefully, you have already done your research, but if not, you have some work to do. The last thing that you want to do is buy the first boat that strikes your fancy, because bass boats come in all shapes and sizes.

Aluminum Bass Boats

This will likely be the cheapest option. You can go super cheap and simply buy a Jon Boat and a motor for a few thousand, but you probably have something a little bigger in mind.

A well equipped aluminum boat such as a Bass Tracker will cost you around $10,000 but it can get up over $15,000 with options. For that price, you get a nice little boat that can get the job done. If you are looking for basic, that is great but one option to consider with these boats is a higher horsepower motor. The stock option might leave you wanting.

Fiberglass Bass Boats

If you want a fiberglass boat, you are looking at an entry point of around $15,000 but they can quickly go up from there. One thing to consider here is weight because they can get heavy. If you do not have the tow rig that can handle the weight, then you do not want to struggle with one of these tandem axle trailer monsters.

Used Boats

Another consideration is to use your financing for a used boat. As a cash buyer, you have the ability to shop the used market. That could save you thousands of dollars on your purchase or allow you to upgrade to a bigger and more capable boat. If you go this option, and you are new to boats, try to bring along a mechanic.