Need electronics but want to buy now and pay later? We may be able to help you get an offer for the money you need, even with bad credit. If approved, you can shop for your electronic gear as a cash buyer. So, how much do you want to spend?

Stereo equipment purchased with buy now pay later financing.

Get A Cash Loan For Electronics

Why choose a buy now pay later store when you could shop any store as a cash buyer? Having cash to make your purchase has a number of advantages. Just take a look.

Shop Anywhere

First and foremost is the ability so shop any store that you like. Having cash frees you to shop from any one of the hundreds of local and online electronics stores.

With a buy now pay later store, your selection will be extremely limited. Maybe one or two different models per product type. Being able to shop any store that you like will enable you to get the exact electronic gear that you want.

Get A Better Deal

Buy now pay later stores are well known for inflated pricing. They want to make a huge profit off of the fact that you are stuck buying with them. Expect any product they offer to be 10 to 20 percent higher than the going rate, sometimes more.

When you have cash in hand, you can shop for the best deal. Take your money to any retailer that you like either in person or online.

Getting Your Financing Offer

By now, you likely see the benefits to getting an online cash loan to pay for your gear. It is a much better option that going with a buy now pay later store for electronics. So, let’s take a look at how you get your offer.

Fill Out A Quote Form

All that you need to do is fill out one short quote form to get an offer from a lender in our lending group. We ourselves are not direct lenders. Instead, we get you access to a much larger group of lenders which can make getting an approved offer easier.

Just enter some basic information about yourself and submit it. If approved, one of the lenders will make you an offer and you will be redirected to their website to view it.

If you decide to accept your loan, your lender will send money to your bank account as soon as the next business day. You can then shop for your electronics gear like any other cash buyer.

Look At The Terms

Just because you receive an offer does not mean that you have to accept it. You are under no obligation in just getting a quote.

Make sure that you can afford the payment and that the cost of the financing is worth it to you. Your lender will likely attempt to make sure that you can afford a payment, but only you really know your finances.

Buying Your Electronic Gear

If you decided to accept your loan for electronics financing, you will soon be able to shop for your gear as a cash buyer. This comes with a lot of advantages, so be sure to take full advantage.

First and foremost, take the time to price shop. There can be a huge difference between what retailer charge. Once could be selling a laptop for $900 and another might have the same model for $200 less. It pays to shop around.

Second, do the research on the gear that you intend to buy. Look at specs, reviews and warranties. Make sure that you get exactly what you need.