First, how much do you expect to spend?
How Do You Finance Clothing?
Before you get your offer, you might want to learn a little about how the process works.
First, we are not a direct lender. What we do is put you in front of a much larger group of lenders, one of which might be able to make you a cash offer for the money you need. If you have less than perfect, or even bad credit, this is important because it improves your odds of getting a yes from a lender.
To get the process started, enter in how much you expect to need and then some basic information about yourself. It is important to determine a good number to ask for, because if approved, your lender will deposit money directly into your bank account. This will make you a cash buyer with all of the benefits that come with it.
Once you have filled out your form, simply agree to the terms and then submit it to the loan network. If approved, one lender will then make you an offer and you will be redirected to their website where you can see the terms of your clothing financing offer.
If you like the offer, you can generally accept it online and your lender will get the money into your account as soon as possible. This can be as quickly as the next business day. Should you not like the offer, simply turn it down and walk away. There is no commitment in simply getting a loan offer.
What Are The Benefits Of Online Financing?
There are numerous benefits to getting financing online instead of at the department store. Here are just a few of them.
While approval is not guaranteed, it is generally easier to get with an online lender. In store financing can be difficult to obtain, unless you have perfect credit. If you have bad credit, it may be easier to obtain a loan with an online lender. Many of the lenders are used to working with poor credit situation and some even specialize in it.
Be A Cash Buyer
When you accept a loan from one of our online lenders for clothing financing, you will be paid in cash. They will deposit funds directly into your account and that makes you a cash buyer. Shop any store to get the clothing that you like, at the best prices. You can also use any excess money to buy anything else you like. It will be your money, so if you want to spend some of it on an Apple watch, so be it.
It Is Private
Nobody has to know that you are applying for financing but you. If you happen to get turned down, there is no embarrassing moment. You can not say the same about the department store credit application.
Can You Guarantee Approval?
Since we are not lenders, we can not guarantee that you will be approved for clothing financing. In any case, it is free to apply and there is no obligation.
What Will My Interest Rate Be?
Your interest rate till be set by your lender and will be based on many factors determined by them. When presented with a loan offer, your lender will give you all of the details of the offer, including your interest rate. If you are uncertain about any detail, contact your lender directly.
What Can I Use My Money For?
If you accept a cash loan, you can use the money however you like. Use it to buy clothing or anything else that you desire. Here are some examples: