If you need financing for a new smart TV, we may be able to help you get an offer. If approved, you can shop for your new television as a cash buyer. So, how much do you want to spend on your TV?

A smart TV purchased with bad credit financing.

Buy Your TV Now & Pay Later

A good television is not cheap, which is why so many people turn to electronics financing. If you need a little help to get a new TV, we may be able to help you buy now and pay later. Sound interesting? Let’s find out how it all works.

First, we are not a direct lender and this is o your advantage. If you have bad credit, it can be hard to get an approval from a single lender. It is much easier to get in front of a large group of lenders and that is what we do.

Getting Your Offer

To get your offer for smart TV financing, you just need to fill out one simple form. navigate back to the top of the page and get started to have your offer in minutes.

The first thing that you will have to do is enter in how much you want to spend for your Smart TV. You have probably already been shopping around and have an idea of how much money you need. Enter that and some basic information about yourself.

Once you finish entering in your personal details, you will enter your banking information. This will be needed if you accept a loan, because your lender will send cash directly to you. That will allow you to buy your smart television from any retailer that you like, both local and online.

Now, all that is left is to submit your form and get your offer. If approved, one lender from the group will make you a loan offer and you will be redirected to their home website to see the details. If you accept your loan, you can have cash in your account as soon as the next business day.

Making Your Loan Decision

Yes, you want a new TV, but it is not a life or death situation. Make sure that the loan you are offered is a good one for you. Consider the following.

Can you afford to make the payments?

Fit your potential payment into your budget and make sure that you can afford it. The last thing that you want to do is get in money trouble for a TV. Don’t buy now if you can not afford to pay later.

Is there a better option?

Perhaps you could go with a smaller television or even shop the used market. It could save you hundreds and help you avoid a loan. If you have bad credit, this should be an option you consider.

Purchasing Your New TV

If you received an offer and decided to accept it, you now get to move on to the fun step, buying your television. Your lender will deposit money directly into your checking account, so this will make you a cash buyer. Buy your TV from and dealer that you like and get the best price and the exact model that you want. Before you rush in, here are some things to consider.

TV Size

Bigger is not always better when it comes to televisions. You need to consider the size of the room and the distance that you will be from the TV. You wouldn’t want to put a 32 inch model in a large game room any more than you would want a 60 inch TV in your master bedroom.

Refresh Rate

A television with a higher refresh rate will be able to keep up with the action better. If you watch a lot of sports, spend the extra money for a TV that can keep up with the game.

Manufacturer

Consider the reputation of the television manufacturer before you make a purchase. Sensitive electronics will not last long if they are made from cheap parts and poorly constructed. By spending more on a smart TV from a good manufacturer, you could end up with a piece of electronics that lasts much longer.