First, how much do you want to spend on a fish finder?
Financing Your Fishing Gear
For some people, financing a fish finder might seem odd. Those people probably do not realize how much fishing gear like this costs. High end units can top 3000 dollars. That can be a lot of money to come out of pocket for, which is why financing is a real option.
So, now that you have decided to finance your new gear, how can we help? At FinanceYourGear.com, we do not make loans or credit decisions. Instead, we give you access to a large group of lenders online. That is important for a number of reasons.
More lenders means more chances of getting an approval, even if you have bad credit.
When you deal with an individual lender, if you get denied, it is game over. You have one chance of meeting the requirements and if you do not, you are simply denied credit. More lenders means varying requirements and more chances of getting a yes.
If you have been told no before, we may be able to help you get that yes.
If you get a loan from an online lender, you will get paid in cash. This gives you all of the rights of a cash buyer and that is a big thing.
As a cash buyer, you can shop anywhere you like. This lets you get the best deal because you do not have to just shop where you can get financing. Shop at any store and even online for your fish finder or depth finder.
Another perk of shopping with cash is that you can use the money as you wish. You are essentially getting a cash personal loan, so you can use any excess money as you please. Buy some camping supplies or some more gear for your boat.
Applying online is much more discreet than doing so in store. This is important if you think that you might get turned down for financing.
There is nothing worse than getting turned down for credit in person. When you apply online instead, there would be nobody there to know you got denied.
Getting Your Financing Offer
So how do you get an offer?
First, just head up to the top of the page and fill out the quote form. It takes just a couple of minutes because it only asks for a minimum of information. Enter your contact information, income information and banking info. Your lender will use your banking info to send you the money for your fish finder. Most people can complete the form in a few minutes.
Once you have completed your form, simply submit it and wait for your answer. If approved, you will be directed to the website of the lender making the offer. There, you will be able to review all of the terms of the loan.
Should you like the offer, accept it and you can have money in your bank account as soon as the next business day. You can then immediately buy your fishing gear.
If you do not like the loan offer, simply walk away. There is no obligation in getting a quote.
At this point, you might have some questions about financing. Here are some commonly asked questions.
- How Much Can I Finance?
You can request up to 50,000 dollars through the quote form although that might be a bit excessive for a fish finder. Unless a boat is attached to it of course.
- How Quickly Can I Get Money?
If approved and if you accept your offer, you can have money in your account as soon as the next business day. Holidays and weekends may delay your loan funding.
- Do I Need To Have Good Credit?
No, you may be able to get an approval even with bad credit. Do keep in mind though that your credit rating will influence your rate.
- Where Can I Shop?
If you accept a loan offer, you will be paid in cash. This makes you a cash buyer, giving you the ability to shop for your fish finder anywhere.
- What Will My Payment Be?
We do not make credit decisions or loan offers. Your payment will be set by the lender making you an offer.