Need financing for cardio equipment? No problem. we can help you get a loan offer so you can buy your cardio gear with cash. First, how much do you plan to spend?

Cardio equipment that was purchased with financing.

Online Loans For Cardio Gear

Cardio equipment can get expensive, especially if you want quality gear. This is where exercise equipment financing comes in. We can help you get an offer for the money that you need, even if you have bad credit. Here is how we help and how it works.

How We Help

First, you should know that we are not direct lenders. This is a good thing for you, especially if you have bad credit. Instead we get you access to a larger group of online lenders. More lenders means more chances of getting that approved offer.

Even better is the fact that these lenders will deposit funds directly into your account. That will make you a cash buyer. As a cash buyer, you can shop for your cardio gear anywhere you like. Get the exact equipment that you want and have the freedom to haggle on price.

How To Get Your Offer

It takes just a few minutes to get your offer for cardio gear financing and there is no obligation.

Your first step is to enter your information in the form at the top of the page. Your first entry will be how much you expect to spend. Remember, your lender will deposit cash directly into your account so try to come up with a good number. You can also ask for extra money to cover accessories, so keep that in mind.

Once you enter your number, input some basic income, contact and banking information. Then, just hit submit and get your answer.

If approved for cardio equipment financing, one lender from the online group will make you an offer. You will then be sent to their individual website where you can review the details.

Deciding On Your Loan

Once you have an offer, there is a big decision to make. Should you accept the offer or decline? Do not make the mistake of rushing in, give it some thought and if you have questions, ask your lender.

The biggest question that you should ask yourself is whether or not you can afford the loan. Is the payment going to be manageable? Fit your new payment into your regular budget and make sure that you have room to comfortably pay for it.

Also, consider whether the cost of the loan is too much. Unless you are opening a gym, this is a luxury item, so keep that in mind. Look at the total cost of all payments and fees and compare that to the amount you are borrowing. Make sure that you can handle the loan cost.

Buying Your Cardio Gear

If you were approved for financing and accepted your loan, all that is left is to buy your cardio gear.

As a cash buyer, you have a lot of options, so take your time.

The first thing that you should do is test out various equipment to find out what you like best. Do you want to use your financing for a treadmill or an elliptical? You also have stair climbers, rowers and various other pieces of equipment. Try to visit various retailers and test out the gear.

Once you have a specific piece of equipment in mind, shop for the best price. You can shop any store or online dealer, so take advantage of that fact to get the best price. Also, consider the used market. There is a lot of lightly used equipment out there priced cheaply.