If you need financing for lawn equipment, we may be able to help. Even if you have bad credit you may be able to get a loan offer. It takes just minutes to find out, so why not get started. Choose how much money you expect to need and then get your offer.
Lawn Equipment Loans With Bad Credit
If you need lawn equipment, we may be able to help you, even with bad credit. The grass doesn’t care whether you have a high or low credit rating, it just keeps on growing. And, with lawn equipment often costing thousands of dollars, financing becomes a real need.
So, what if you do if you need new equipment but are having a hard time getting financing. You look online for your credit needs and we can help with that. At FinanceYourGear.com, we are not direct lenders and that is just what yo need. Instead of lending, we get you access to a large group of online lenders. More lenders means more chances of getting an approval.
Now that you see what we offer you, let’s look at how to get your lawn equipment financing offer.
Getting Your Loan Offer
It is very simple to get an offer and you can do it all online, right now.
First, head back to the top of the page and select the amount that you think you will need to borrow. Once you are done, enter in some basic information about yourself, your income and your bank and hit submit.
If approved, one lender will make you a lawn equipment financing offer. You will be directed to their website where you can read all of the terms of the deal.
Should the loan look good to you, accept it and your lender will get you your money as soon as possible. This can happen as soon as the very next business day. If you do not like the offer, you can just turn it down and walk away.
Using Your Loan Money
If approved and if you accept a loan, your lender will deposit money directly into your bank account. This has a number of advantages and is much better than store credit in many ways.
For starters, it allows you to shop for your lawn equipment anywhere that you like. That will allow you to get just the right piece of equipment at the best price. It also allows you to buy from different stores. Get a riding mower from store A and gas trimmer at store B. No need to get everything in one place, get the best price instead.
Another benefit to getting a cash loan is that you can use the money for whatever you like. Buy lawn equipment or buy hunting gear, it is your money to do with as you wish.
Other Ways To Get Lawn Equipment
If you are unable to qualify for a loan or just find the terms of lawn equipment financing to be disagreeable, you will prbably need to find a way to get lawn equipment. People generally are not buying lawn gear because it is something they want, it is usually something you need. Here are some other ways to get it.
You probably do not want to borrow a mower to cut your grass every week but if you need a piece of specialty equipment, borrowing it might be an option.
Look to your friends and family members and see what you can come up with. One word of caution though, make sure it works when you get it. Before your friend or family member leaves you with a piece of equipment, test fire it. That will make sure that you do not wind up responsible for a piece of equipment that was already broken, it happens.
If you can not find someone with the equipment that you need, perhaps you can rent it. Renting is expensive but if it is for an item that you would not use very often, like a tiller, it might be worth it. Most cities will have rental yards where you can rent equipment by the hour, day or week.
Buy It Used
Last but not least, consider shopping the used market. You take your chances with used machinery, but it can save you a lot of money. Be sure to test any equipment that you intend to buy thoroughly. Carefully check the equipment and see if it has been warmed up before you arrive. That could be a warning sign of hard to start equipment.
Also, among other things, check the exhaust on startup. Does it smoke? That could be a sign of an engine on its last legs. If in doubt, it might be best to pass on used lawn equipment. There are a lot of sellers out there, so be picky.