If you need financing for a drum set but have bad credit, we may be able to help. Get an offer for the money that you need and then shop for your gear as a cash buyer. Get started by entering how much you expect to spend.

A drum set possibly purchased with drum set financing.

Financing Your Gear

With the cost of good drum sets, it is no wonder that people finance them. But what if you have bad credit? Credit problems can make it tough to get the musical gear that you need, but we may be able to help. We do this by getting you access to a large group of lenders online. With more lenders, you have more chances of getting a yes from one of them. Here is how it works.

Getting Your Quote

Navigate to the top of the page and fill in your quote form. Begin by selecting how much you expect to spend on your drum set and then fill in some basic personal information. You will also enter the routing and account numbers for the bank where you want your money sent. If you accept a loan, your lender will send you cash to this account.

Once you complete the form, submit it and get your answer. If approved, one lender will make you an offer and you will visit their website to see the details.

Make sure that you take the time to learn all of the details of your drum set loan. If you have questions, ask your lender. We are not lenders and will have no details about your offer, so you must contact your lender.

Should you decide that you like the offer, you can accept it and your lender will fund your loan ASAP. You could have money in your account as soon as the very next business day. Then you an shop for your drums as a cash buyer.

Making Your Drum Loan Decision

Just because you need a new set of drums does not mean that you should accept the first offer that comes around. This is especially true if you have bad credit. So, get your offer and then consider a few things before you commit.

Loan Payment

Take a look at the payment and make sure that you will be able to afford the loan. Fit it into your budget and make sure that there is money to spare. If not, you either need to clear some room in your budget or turn down the loan. The last thing that you want to do is take on a loan that you can not afford, especially for a drum set.

Total Loan Cost

Another consideration to make is whether the total cost of the loan is just too much. Take a look at the cost of the loan with all loan fees and interest. Compare this number to the initial purchase price for your drums. Is the extra expense from financing worth it?

Buying Your Drum Set

If you decided to accept a loan, your lender will deposit money into your checking account and then you can shop for your drums with cash. Being a cash buyer, you have more options than you would with single store credit.

The biggest advantage is being able to shop any store that you like. This will allow you to score the exact drum set that you like and it will let you haggle with stores to get the best price.

Another advantage to having cash is that you can shop the used market. This can save you hundreds. Use the extra money to buy a guitar or anything else that you like.