Roof Top Tent Financing

Roof Top Tents are the ultimate in camping convenience. Nothing like a 30 second tent setup on any surface. The only trouble is that they are expensive, costing anywhere from 1000 to 5000 dollars. If you are looking for a RTT but are short on funds, we may be able to help. Take a minute and get a no obligation quote for the money that you need.


Roof top tent financing.
Image from Smittybilt.

RTT Loan With Bad Credit

Even if you have bad credit, you may be able to get a loan offer for the money that you need. We are here to make the whole process nice and easy for you. Here is how we help.

At FinanceYourGear.com, we are not lenders. You should know that right away and know that this is a good thing. Instead, we get you access to a large group of online lenders. More lenders means that you have more chances of getting an approval even if you have already been told no.

Getting Your Roof Top Tent Loan

The process of getting a loan is quite simple. We try to make it as easy as possible. Here is what you need to do.

  1. Fill out the loan quote form.
    Located at the top of the page, the quote form just asks for some pretty basic information. Select how much you need and then enter in some basic contact and income information. Once you are done, give it a quick proof to make sure that everything is correct. Incorrect information could slow loan funding down in the future should you be approved for and accept a RTT loan.
  2. Wait For An Answer
    Everyone hates to wait, but don’t worry, it should not take long to get a decision. In most cases, it will take just a minute or two. If approved, one lender will make you an offer for your tent and you will be directed to their website to view the offer.
  3. Make Your Decision
    Once at the lender website, you can review the offer and decide whether or not to accept it. Should you decide that you like the offer, you can have money in your account as soon as the next business day.
  4. Purchase Your Roof Top Tent
    If approved for and if you accept a loan, you can have money in your checking account as soon as the next business day. You can then shop for and buy your tent just like any other cash buyer. Get the exact model that you want and look for the best price at any location.

Why An Online Loan

So, now that you know how to get financing for a roof top tent, let’s look at some reasons that you might want to do so. A loan is not fore everyone but it might be a good choice in your situation. Only you can make the decision, but here are some reasons to consider an online loan.

  • You can get cash in your account.
    With an online loan from one of the lenders in our group, you will get money deposited directly into your bank account. That allows you to buy your tent just like any other cash buyer. With typical store credit, you must buy your tent from one location. If you acan shop as a cash buyer, you can look for your tent anywhere you like. Get the model that you want and shop for the best price. You can even use excess money to buy camping gear to go along with it.
  • You may be approved with bad credit.
    With retail lenders, you have one shot at getting an approval. They usually only work with one lender and the requirements can be stringent. We give you access to a larger group of lenders and this may make it easier to get an approval even when you have heard no before.
  • It is easy.
    It is one of the easiest ways to get financing for things such as camping gear. People are getting cash loans to buy all kinds of things outdoor related, from roof top tents to kayaks.

As you can see, an online loan can make sense for a lot of people. Whether it is for you or not will be a big decision to make and only one that you can do. Do keep several things in mind though.

For starters, realize that a roof top tent is a luxury and not a necessity. This means that you should not accept a loan if the financing costs are too high.

Second, realize that if you have bad credit, the cost of the loan will be high. It may be better for you to avoid the loan and the tent so that you can concentrate on rebuilding that credit.

Last but not least, consider if there are other ways to get your RTT. Can you sell some property or perhaps look to the used market to make your purchase.Basically, you should look at all of your options before committing.