Fishing Gear Financing With Bad Credit

Fishing gear can get expensive, especially if you are starting out from scratch. Even just a half decent rod can cost several hundreds of dollars, which is why so many people turn to financing their fishing gear. We can help with this, even if you have bad credit. Take a minute and get a loan offer for the money that you need to get out on the water.


A man who got financing for fishing gear.

Financing Fishing Supplies

There are a lot of reasons to finance fishing supplies.

The biggest reason is that all the gear that you need can easily cost thousands of dollars. This is especially true if you are just starting out or if you are trying to buy gear for an entire family.

Another reason to finance is that it allows you to buy quality gear. Sure, you could buy cheap gear but you get what you pay for. Cheap fishing gear will often break down at the worst of times, ruining your day.

A quality rod and reel combo alone can easily set you back 500 dollars or more. After that, you need tackle, a good fishing vest and related gear. If you are buying for multiple people, you can be in the thousands very quickly. Not everyone has that kind of money lying around which is where financing comes in.

Getting Your Loan Quote

To get an offer for fishing gear financing, the first step is to fill out the form located at the top of the page. It only asks for some very basic information, so it should not take long, most people can complete it in just a few minutes.

Once you complete your form, give it a once over for accuracy, agree to the terms of service and submit it to the lending group.

We ourselves are not lenders. Instead, we get you access to a large group of online lenders. More lenders means more chances of getting an approval. One of the lenders may be able to make you an offer, even if you have bad credit.

If approved for a loan to buy fishing gear, you will be directed to the website of the single lender making the offer. If you like the loan, you can accept the offer and your lender will get you the money just as soon as possible. If you do not like the loan, simply turn it down and walk away.

Buying Your Fishing Gear

If you decided to accept a loan, your lender will deposit cash directly into your bank account. This gives you all of the advantages of being a cash buyer.

Since you have cash to spend, the biggest benefit is that you can shop at any store that you like. With in store financing, you are stuck buying from one location. That means that you would not only be stuck with what they have in stock but also what they want to charge. As a cash buyer, you are not restricted in such a way.

Another benefit to being a cash buyer is that you can buy whatever you like. Use the money for fishing gear, to purchase a kayak or even for hunting supplies. The money is yours to do with as you like.

Alternatives To Financing

Financing fishing gear is a good option for some, but it is not for everyone. There are some conditions where it might not be for you. This might be because you can not afford a loan or perhaps because the terms of the loan were not favorable.

If you have decided to pass on financing, here are some possible alternatives.

Buy Used Fishing Gear

New is great, but you can often find some very reasonable gear on the used market. Look to places like Craigslist or Facebook Marketplace. The best time of year to look for used gear is at the end of the Summer when most people stop fishing for the season.

When selecting gear, know what you are looking for and make sure that you can spot a good deal. Do research on new prices so that you can spot a deal and so that you do not end up paying more than you need to.

In addition, you should thoroughly test your gear. Rods, for example, should be cast so that you can check for smooth operation.

Rent Fishing Gear

If you need gear for a vacation, another option might be to simply rent it. Many destinations will have gear that they can rent out very inexpensively.

Fishing a state park? Many will have fishing gear that they can loan you for free. It might be a little worn, but free is always a wonderful option.

Fish & Depth Finder Financing

It is amazing how expensive a fish finders are these days. If you ere in the market for one but need a bit of help, we are here for you. Get a free offer on the money that you need in just minutes


Financing for a fish finder or depth finder.

Financing Your Fishing Gear

For some people, financing a fish finder might seem odd. Those people probably do not realize what a good fish finder costs. High end units can top 3000 dollars. That can be a lot of money to come out of pocket for, which is why financing is a real option.

So, now that you have decided to finance your new gear, how can we help? At FinanceYourGear.com, we do not make loans or credit decisions. Instead, we give you access to a large group of lenders online. That is important for a number of reasons.

Easier Approval

More lenders means more chances of getting an approval, even if you have bad credit.

When you deal with an individual lender, if you get denied, it is game over. You have one chance of meeting the requirements and if you do not, you are simply denied credit. More lenders means varying requirements and more chances of getting a yes.

If you have been told no before, we may be able to help you get that yes.

Borrow Cash

If you get a loan from an online lender, you will get paid in cash. This gives you all of the rights of a cash buyer and that is a big thing.

As a cash buyer, you can shop anywhere you like. This lets you get the best deal because you do not have to just shop where you can get financing. Shop at any store and even online for your fish finder or depth finder.

Another perk of shopping with cash is that you can use the money as you wish. You are essentially getting a cash personal loan, so you can use any excess money as you please. Buy some camping supplies or some more gear for your boat.

Privacy

Applying online is much more discreet than doing so in store. This is important if you think that you might get turned down for financing.

There is nothing worse than getting turned down for credit in person. When you apply online instead, there would be nobody there to know you got denied.

Getting Your Financing Offer

So how do you get an offer?

First, just head up to the top of the page and fill out the quote form. It takes just a couple of minutes because it only asks for a minimum of information. Enter your contact information, income information and banking info. Your lender will use your banking info to send you the money for your fish finder. Most people can complete the form in a few minutes.

Once you have completed your form, simply submit it and wait for your answer. If approved, you will be directed to the website of the lender making the offer. There, you will be able to review all of the terms of the loan.

Should you like the offer, accept it and you can have money in your bank account as soon as the next business day. You can then immediately buy your fishing gear.

If you do not like the loan offer, simply walk away. There is no obligation in getting a quote.

FAQ’s

At this point, you might have some questions about financing. Here are some commonly asked questions.

  1. How Much Can I Finance?
    You can request up to 50,000 dollars through the quote form although that might be a bit excessive for a fish finder. Unless a boat is attached to it of course.
  2. How Quickly Can I Get Money?
    If approved and if you accept your offer, you can have money in your account as soon as the next business day. Holidays and weekends may delay your loan funding.
  3. Do I Need To Have Good Credit?
    No, you may be able to get an approval even with bad credit. Do keep in mind though that your credit rating will influence your rate.
  4. Where Can I Shop?
    If you accept a loan offer, you will be paid in cash. This makes you a cash buyer, giving you the ability to shop for your fish finder anywhere.
  5. What Will My Payment Be?
    We do not make credit decisions or loan offers. Your payment will be set by the lender making you an offer.

Goal Zero Yeti Financing

Yes, you can finance a Goal Zero Yeti and you may be able to get an offer, even with bad credit. It takes just a few minutes to find out, so why not get started?


A tent powered by a goal zero.

Need Help Getting That Yeti

If you have bad credit, it can be tough to get financing when you need it. Everyone deserves a second chance and we may be able to help you get an offer, even if you have bad credit.

This is important because, as you know, Goal Zero Yeti systems are not cheap. They are however very useful and very cool. They can let you take your camping or overlanding to a new level.

So, how can we help you?

Well, first off, we are not a lender and that is an advantage to you. With an individual lender, you must meet one specific profile. If you are not a match, you do not get approved.

No we are not lenders, but instead give you access to a group of online lenders. More lenders means that you have more chances of getting approved for a loan for that Goal Zero Yeti.

Getting your quote for a loan?

Getting an offer for a loan is very easy and will only take a few minutes of your time. Simply fill out the quote form at the top of the page and you are in business.

Luckily, it only takes a few minute to fill out the form because it asks for only basic information. Name, address, income information, etc. It will also ask for a checking account number because, if you are approved and accept a loan, you will get money direct to your account. More on that huge benefit later.

Once you complete the form, simply submit it and wait for your answer. Most people will get a response in a matter of minutes.

If approved, you will visit the website of the single lender making the offer where you can review the offer. If you like it, accept it and if not, just turn it down, there is no obligation.

Getting your Goal Zero money?

The great thing about getting a personal loan from an online lender is that you will be paid in cash. This allows you to shop for your Goal Zero Yeti as a a cash buyer. Get the best price by shopping around and even consider the used market to get a cheaper price or a bigger unit for the same cost.

Deciding On A Loan

So, let’s say that you submitted your quote and were approved for a loan for your Goal Zero gear. Should you take it? Maybe, but maybe not. Not every loan is a good one. Here are some things to think over before you commit.

Is the total cost of your Goal Zero loan too high?

This is probably a luxury item for you and as such, you need to be responsible. If the total cost of the loan is too high, you should probably turn it down.

But what is too high? That depends on you, but if you would end up paying twice as much as the Goal Zero originally costs because of fees, you should probably not accept the loan.

Is the payment going to be possible?

Another thing to consider is whether or not the loan is even feasible. If the payment is something that you can not afford or would struggle with, you should turn it down. Once again, this is a luxury item and you can probably do without it. Do not put yourself in a hole for a Goal Zero if you do not desperately need it.

Do you have another way to get it?

A loan, especially if you have bad credit, should be your last resort. Look into other ways to pay for your gear before you commit to one. Can you sell some property, get a part time job or even borrow from a relative? If you can buy your outdoor supplies without paying interest, that is obviously the way to go.

There You Have It

There you have it, a way to get a loan for the money that you need to buy your gear. We are not lenders but we are happy to help you get financing from a lender in out lender group when others have said no.

So whether you need camping gear or, in this case, a Goal Zero power system, we are here to help.

Camping Gear Financing

If you are looking to get into camping or just trying to make an upgrade, you know that this stuff is expensive. You can easily go well over a thousand dollars in supplies and that is on the low end. A loan sure could help and that is where we come in. Let us help you get a loan for the money that you need. Get started right now and have your money as soon as the next business day.


Camping supplies for financing.

Helping You Get Your Gear

We help you get the camping gear that you need, even if you have bad credit. How? Easy, by giving you access to a large group of online lenders. We ourselves are not lenders and you should be happy about that. It is harder to get an approval with just one lender if you have bad credit. It is much easier to get a “Yes” when you are dealing with dozens of lenders.

Let’s Get That Offer

Now that you know how it works, let’s take a look at what it takes to get a loan offer.

First, you fill in the form at the top of the page. It will walk you through everything step by step and should only take a few moments of your time. The form will also ask you for your bank information because if you accept a loan, your lender will send money right to your bank account.

Once you are finished with the form, simply submit it and wait for your answer. Most decisions come in just a few minutes. If you are approved and you like your offer, accept it and your money will be deposited right into your account.

Being A Cash Buyer

Buying camping gear with cash may be a much better option for you than simply getting store credit. It will allow you to shop at whatever store that you want, because you will have cash in your account. Shop the best deals and get exactly the items that you want.

As a cash buyer, you can use your loan money for whatever camping gear that you like. Buy tents, portable grills or even buy a canoe. It is your money to do with as you please. Outfit yourself just as you have always dreamed of and be ready for whatever nature can throw at you.

Deciding On Your Camping Supply Loan

No loan should be taken without careful consideration and examination of the loan terms. You want to take a look at all of the loan terms and then see if they fit your needs and what costs you are willing to accept. All loans come with a cost but some come with more than others. Here are some things you should take a look at.

Total Loan Cost

First, take a look at the total cost of the loan. If you have less than perfect credit, chances are good that the cost of the loan is high. You need to decide how high is too much for you and your situation. Most likely, you are buying camping gear for recreation, not out of need. This means that for most of you, you could do without the camping gear. If the gear is going to cost you twice as much as it is worth to finance, it is probably best to not take the loan. The ultimate choice is yours though.

Installment Payment

More than likely you will be offered an installment loan which will have set payments over time. You need to make sure that you will be able to make the payments on your camping supplies. Add the payment to your monthly bills and see how things look. Will you still have enough money to live comfortably? If not, you need to find a way to add some additional income or turn the loan down.

Other Loan Sources

Also, among other things, you should consider if you have a better option. Can you borrow money from a cheaper source or even get a free loan from someone that you know? If so, you should take it. Never be afraid to shop for a better deal, it could save you a lot of money.

A man fishing without a Jon Boat.

Get A Jon Boat

Jon Boats are a great, relatively inexpensive way to get on the water. Use them for hunting, fishing or just cruising along the water. While they are inexpensive, Jon Boats can still go for up to 1000 dollars and even more if you want to put a motor of some sort on it. Because of the cost, financing is a viable option when looking to get your boat and we can help. We can help you get a loan offer for the money that you need, even if you have bad credit. It is free to get a quote and it takes just a few minutes of your time. Get started and get your answer.


A man fishing without a Jon Boat.

How We Help With Jon Boat Financing

At FinanceYourGear.Com, we are happy to help you get an offer for the money that you need to get your Jon Boat. The fist thing that you should know though is that we are not a lender. Instead, we give you access to a group of lenders and one of them may be able to extend you an offer, even with a bad credit score.

Getting Your Offer

So, how do you go about getting an offer? Luckily, it is all very simple. Here is how everything is going to work.

The first thing that you need to do is fill out the loan quote form which is located at the top of the page. The form walks you through it step by step and it will only take a few minutes to enter in the required information.

Once you finish entering your information, you will click on the submit button and the form is sent securely to the lender group. If approved, you will receive a single offer from one of the lenders.

Upon receiving this offer, you will be sent to the website of the lender where you will be given all of the details of the loan. Take this opportunity to review all of the information and consider the total cost of the loan. Something like a Jon Boat is a luxury item and you can probably do without it. If the cost of the loan is too high, you should probably not accept it.

If you do decide that you like your Jon Boat loan offer, you can accept the loan and, in most cases, you can complete all of the details online. After completing your part, the lender will work to get you your money just as soon as possible.

Buying Your Jon Boat

OK, great you got an approval but now how do you buy your boat?

The great thing about getting an offer from a lender in our lender group is that you will get your money in cash instead of store credit. They will deposit the money directly into your account. This can happen as soon as the very next business day.

Getting cash in hand will allow you to go buy your Jon Boat as a cash buyer. This allows you to shop for the best deal at any store that you like. It can also allow you to purchase your boat used which can save you hundreds of dollars.

Getting Your Boat Loan Approved

Since we are not lenders, we do not decide whether you get approved for a loan or not. In addition, we can not tell you what kind of offer that you might get. We merely give you access to a group of lenders. Having said that, there are some things that you can do to improve your odds of approval and improve the quality of the offer that you receive.

In general, lenders are looking for one thing. They want to know that they will receive their money back. They judge this by looking at a number of different factors.

One of the factors that they look at is your credit profile. Some will use the major bureaus to run your credit and some, those that specialize in bad credit, may use an alternative service. The higher your score, the higher your odds of approval.

If your score is not the greatest, you can improve it by paying your bills on time and paying down revolving credit debt. Also, it is a good idea to monitor your report and dispute any errors.

Another factor is your income. This is not to say that you have to be rich to get  loan but you have to have enough money so that the lender can reasonably believe that you can pay for your Jon Boat.

They will also use your income to get your debt to income ration. Comparing how much you make to how much you owe can show them whether or not you are overextended or not.

Besides income and credit scores, your lender may look at some other factors. Every lender is different but they may also look at your length of employment, time at your current address and many other factors.

If your credit rating is not that great, don’t panic, because many lenders may still be willing to work with you. In any case, there is no charge to get an offer on your Jon Boat and you are under no obligation to accept it.