If you need cargo trailer financing but have bad credit, we may be able to help you. Get an offer for the money that you need and then shop for your trailer as a cash buyer. First, how much do you want to spend on your trailer.

A cargo trailer financing contract.

 

Why Finance A Trailer Online?

There are a number of reason why online trailer financing is a good way to go. Take a look.

  • Easy Approval
    There are more lenders online and that makes the chances of getting an offer from one of them much easier. The finance department at the cargo trailer dealership is typically much harder to work with.
  • Be A Cash Buyer
    If you accept a loan from one of our online lenders, they will pay you in cash. That gives you a lot of rights such as being able to shop any dealer and better negotiate price. It also allows you to consider used cargo trailers.
  • Ultimate Convenience
    Do you want to run down to a dealer and fill out a paper application or do it all online? Obviously, online is more convenient and you can have your answer in minutes.

Getting Your Financing Offer

So, obviously there is a benefit to financing a trailer online, so how do you get an offer? It could not be any easier. Here is what you need to do.

  • Fill In Your Quote Form
    Enter how much you would like to borrow and then some basic information about yourself.
  • Get Your Offer
    If approved for financing, one lender from the group will make you an offer. You will be redirected to their company website to review the offer.
  • Make A Choice
    Once you have your offer in front of you, review it and make your choice. Do you want to accept it or turn it down? Accept your offer and you can have money in your bank ass soon as the next business day.

Buying Your Cargo Trailer

Did you decide to accept a cargo trailer financing offer? If so, now you have the job of finding the perfect trailer. Make sure that you take the time to get a quality trailer that meets all of your needs. Here are some things to consider.

How Much Gear Do You Need To Move?

You do not want a trailer that is too big, but you also do not want to outgrow your trailer. A good compromise is to buy a trailer that is a few feet longer than what you think you will need. If you are thinking about a 12 footer, go 14. If you are considering a 14 foot, go 16. It never hurts to have the extra space.

What Accessories Do You Want?

You obviously want sufficient tie downs, but besides that, what do you need. Do you want air vents, shelving or storage space for tools. Figure out what is important to you before you hit the dealer lots.

Is Your Tow Vehicle Sufficient?

Take your vehicles towing capacity into consideration. Compare that to the total weight of the trailer and all of the gear that you will be carrying. If you are pushing close to your vehicle limit, consider accessories like a weight distributing hitch or even consider updating your tow rig.