Truck Part & Accessory Financing

Need financing for a truck part or accessory? We may be able to help you get an offer, even if you have bad credit. Get started by telling us how much you plan to spend.

The grill of a Ford truck that needs a truck part.

A Loan For Your Truck Parts

No matter what gear that you need for your truck, we can help. Take a few minutes and you may be able to qualify for an offer. Then, you can shop for your parts or accessories as a cash buyer. Sound good? Let’s look at how it works.

Getting Your Offer

Getting an offer is easy.

Simply fill out one short form, the one located at the top of this page. Enter in how much you expect to spend and some basic information about yourself. you will also need to enter in your bank information. This is where your lender will send you money. They pay you direct so that you can shop anywhere you like with cash.

Once you complete the form, agree to the terms and submit it to the online lending group. We ourselves are not lenders. Instead, we get you access to a much larger group of online lenders. If you have bad credit, more lenders means more chances of getting a yes from one of them.

If approved, one lender will make you a cash offer and you will be directed to their website where you can see all of the terms. Take the time to read these terms thoroughly o that you know what you are potentially agreeing to.

Like all of the terms? If so, you can agree to the offer and your lender will go about getting you the money for your truck parts or accessories. This can happen as soon as the next business day.

Making Your Decision

Not all loans are created equally, so make sure that you read all of the details of your truck accessory loan before you accept it. Here is what you should think about.

Can you afford the loan?

Take a look at the payment and make sure that you will be able to handle it. Hopefully you have a budget that you can insert the payment into and see how things look. If not, make yourself a simple budget and do the math.

Is the loan cost too high?

Also consider whether the total cost of the loan is too high or not. Is the part you need an upgrade or are you making a vehicle repair? Don’t go too deep into debt for a luxury item.

Buying Your Part Or Accessory

If you decided to accept a loan, your lender will put money in your account as soon as the next business day. Once that happens, you will immediately be able to go buy you parts.

As a cash buyer, you have some definite advantages.

Shop Any Parts Dealer

The chief advantage is that you are not dealing with store credit. This means that you can shop anywhere you like. With cash in hand you can find the exact part or accessory that you are looking for. You can also shop for the best price.

Consider The Used Market

There are a lot of good aftermarket parts available on the used market. While you wouldn’t want to buy a used water pump, accessories like winches and bumpers are fair game. Buying used could save you hundreds of dollars.

What Truck Parts Can you Buy?

In short, anything. Once you accept a loan, you can use the money to buy any truck part or accessory that you like. Here are some things people often use their money for.

Lift Kits

A good lift kit can cost thousands of dollars. Sure, you can get a basic 2 inch lift for cheap, but if you want to go big you need to spend the money on a quality lift kit. Lift kits are probably one of the most commonly financed pieces of off road gear.

Bumpers & Winches

This is another area where you can spend big, especially if you are talking about a bumper or winch for a full sized truck. Front and rear bumpers for a full size generally cost around $1000 a piece and a good winch isn’t much cheaper. Luckily, financing can help.

Power Products

Nobody wants a slow truck. Crank up the power with a supercharger, new gears or maybe an exhaust system.


You can also use your money for services like an auto paint job or vehicle repairs.