Need financing for your saltwater rod and reel? We can help, even if you have bad credit. Take a few minutes and get an offer for the money that you need. If approved, you can shop for your gear as a cash buyer. How much do you expect to spend?

Saltwater rods and reels on the beach.

Getting Your Saltwater Gear

If you are looking for a good saltwater rod and reel, you know that they can be expensive. A good combo can cost you well over $1000, which is why many people turn to financing for their fishing gear.

Luckily, we make it easy for you to get an offer for financing online and, if approved, you get money sent directly to your bank account. That can allow you to shop for your saltwater rod or reel as a cash buyer. Shop from any store and get the exact model you want. This is something that you just can not get at a “buy here. pay here” store.

If you are ready to get your offer, just use the form above or keep reading to see how all of this works.

Get Financing For Your Saltwater Rod & Reel

It takes just a few minutes to get an offer and you may be able to get approved, even with bad credit.  Here is how the process works.

First, you fill in the form located at the top of the page. Begin by entering in how much you expect to need and then adding a bit of personal information. Finish it up by filling in your bank account information. If you are approved and accept a loan, this is where your lender will send you money.

Once you are done with your form, just agree to the terms and send it off to the online lender group. If approved, one of these lenders will make you an offer. You will then be directed to their website where you can review the terms of the offer and make your decision.

When making your decision, be sure to read through all of the loan details. If you need clarification, ask your lender directly. We will be unable to assist you as we are not lenders and do not have access to loan details.

If you choose to accept your loan offer, you can have funds deposited directly into your account as soon as the very next business day. You can then go shopping for your fishing gear as a cash buyer.

Should You Accept Your Loan?

Just because you got an approved offer does not mean that you should jump right on it. As much as you want that saltwater rod and reel financing, you need to think things through because a loan is a serious thing.

First, make sure that you can afford that installment payment. Fit it into your budget and make sure that you have enough money to spare. Never assume that things will just work themselves out, because that kind of thinking can get you in a lot of trouble.

Next, think about whether the actual cost of the loan is too much. If you are borrowing $1000 and will end up paying back $1500, is that cost worth it? This is, of course, just an example and your loan cost will vary. Look at your particular loan and make sure that the cost is worth it, to you.

Last, but not least, do you have another way to get the money for your gear? Maybe you could just sell some of your other property or work a part time job and save. There may be more option than you think.

Buying Your Saltwater Rod & Reel

If you decided to accept a loan, you can have your money in your bank account as soon as the next business day. Then, all that is left to do is go shopping. Use any vendor that you like to get the exact gear you want and to secure the best price. If you have money left over, use it however you like. Buy a fish finder or perhaps some new tackle. It is your money to do with as you like.